InsuranceLecturer — There is a big impact of the different level of excess on car insurance foryoung drivers, so you will have to make sure to understand how excess works.
Ifyou are a teen or in your early 20’s, you may find that it is rather expensiveto insure your car. There are a few pointers that you could look into ifyou are looking for the cheapest car insurance for young drivers.
When applying for an insurance for the young driver, you might find that age aswell as gender is one of the key factors in determining the premiums. In thiscase, the parents could most likely get a discount from the current carinsurance company by having the policy adding the young driver in the policy asan occasional driver.
This way, you could save up on the premium cost when youare sharing a car; in other words, do not name your teenager as the primarydriver if he or she is sharing your car.
In cases where that it is not possible, to buy a cheap car insurance for the young driver is still possible. The keyof getting a discount is to show that you would not cost the companyunnecessary risk.
So, keeping a good driving record and build the youngdriver’s no claim bonus could be a good start. Taking additional safety classessuch as the Pass Plus examination would help too – the program is catered fornewly qualified drivers in the United Kingdom in hopes that through intensivetraining, they too will become better drivers.
Young drivers who passed the Pass Plus examination are likely to get a discountup to 35% when purchasing a car insurance. Besides that, you could also consultyour insurance agent for the available discounts that are available that couldhelp you lessen the burden of a expensive insurance premium.