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InsuranceLecturer — Today most people are extremely busy with work and family and find it difficult to set aside a time to meet with an insurance agent or broker.
While we all know owning life insurance is necessary to provide financial security in the event of premature death, we tend to put it at the bottom of the of the to do list simply because of the uncertainty of cost and the inconvenience of the acquisition process.
Today, more consumers are searching the Internet for quick quotes and to comparison shop. Life Insurance 2.0 understands and appreciates this and has developed a state of the art website and process to facilitate the way consumers shop for and purchase life insurance online.
You are now able to compare companies, products and pricing in one location and acquire your coverage quickly with Life Insurance 2.0. Many well-known and established names in the life insurance business are online and offer insurance quoting; but which company is the right one for you?
What type of coverage is right for you? How much coverage do you need? How long will you need the coverage? Are you seeing all of your options? Can you compare competing companies, products and pricing in one place? These are the fundamental questions that need to be answered.
All insurance companies in the marketplace believe and proclaim that they have the solutions to everyone’s financial needs. In some respects this is true; they have products that resolve issues but are your unique needs being met and financially speaking is it the best deal for you? Quality, guarantees and price will determine whom you will do business with.
Let Life Insurance 2.0 Help Find the Best Term Life Insurance Plan For Your Needs
Comparison-shopping for life insurance works and is recommended. Term life insurance is a commodity product and not much differentiates between one policy and the next.
At life insurance 2.0 we want you to compare companies, products and pricing and obtain as many quotes as necessary so you feel confident that you are getting a feel for the marketplace of products and range of pricing.
Please be aware that getting multiple quotes or finding the lowest quote doesn’t necessarily mean that you’ve found the best company, plan or price for you; you must qualify for what you are seeing.
Each insurance company has different underwriting guidelines. This means that your pricing is likely to be different with each carrier even though your health and background information are the same.
At Life Insurance 2.0 we have access to these guidelines from virtually all companies enabling us to identify the best offer in the market specifically for you.
Prospective life insurance buyers; please be aware that not all insurance companies, agents, brokers and websites are created equal. Unfortunately, some are not as professional as they could and should be.
A couple of examples of this are representing that a consumer can save “up to 70%” on life insurance is nothing short of misleading.
The second example is a website practice of promising multiple quotes in return for giving your personal and health information only to find out after submitting your information that a broker would call soon.
In fact, six salespeople will call in the next 5 minutes and hound you for weeks. At Life insurance 2.0 we are ready to help when you are ready.
