InsuranceLecturer — An insurance cover that protects your marriage and gives you security against any kind of catastrophe is wedding insurance. Once you are insured under this protective cover, you have perfect peace of mind as the policy is inexpensive when compared to other types of insurance policies.
The cost of basic wedding insurance policy normally costs 125$-500$. With this kind of low rates you can avail this policy and save yourself from risks.
No doubts, when you are already reeling under financial constraints, then taking the decision of going for wedding insurance becomes all the more difficult but once you go for this insurance cover you would be protected from any kind of unforeseen misfortunes.
This insurance has become indispensible with the rise in the costs of wedding. It is as simple as that, getting your luxury car insured becomes more of a necessity as you do not want to take any risks and similar rationale holds good for wedding insurance too.
If your loss your luggage or any other price commodity while coming to the destination of wedding then this cost is covered under this policy. But, once you go for wedding insurance policy, make sure that the policy you see are going for should cover the following aspects.
First and foremost thing is weather. It is because if weather plays a spoilsport at your marriage day then you can defer the date without thinking twice if your policy covers this aspect.
Illness or accidental injury is the second thing that your marriage insurance should cover. It happens sometimes that most important guests or any of the family member falls ill then the date wedding date has o be postponed. You can breathe a sigh of relief, when you are covered under the insurance.
Also, if any of the important members like a priest, minister, caterer is missing in your marriage day because of illness your marriage cannot be solemnized therefore take care that your insurance policy covers risk of missing important people.
Apart from this, your insurance policy should also cover the risk of any of the misfortune at the location of your wedding ceremony like fire, electrical problems etc.
There are a bunch of surplus drivers which you can buy under your wedding insurance cover. For instance, if bride or groom is in the military then just in case marriage has to be postponed due to an urgent official call one does not need to worry if insurance coverage there.
You can also opt for insuring the valuable gifts that you are bestowed with at your marriage party and in case of theft or any other risks to them you would be compensated.
Then you can choose liability cover as cover as an additional driver and if any of your guests gets hurt at the wedding party, you would be benefitted.
Honeymoon additional driver protects you from any cancellation in the trip owing to health reasons or any other unavoidable circumstances. However, the insurance does not cover the things which you already knew at the time of availing insurance.
